Spring St. Dental Financing Options
Making quality dental care in Bastrop accessible to every patient
Flexible Financing at Spring St. Dental Makes Getting the Care You Need Simple
When a dentist recommends treatment, the first question patients often have is not about the procedure itself but about the cost. Whether you are looking at routine cleaning, restorative work, or a more involved procedure like dental implants or a full-arch restoration, the financial side of dental care can feel like a barrier. At Spring St. Dental, we believe cost should never stand between you and your oral health, which is why we offer multiple financing and payment solutions designed to fit a wide range of budgets and situations.
Financing Information
Cherry Financing: Fast Approvals, Flexible Payments
Cherry Financing has quickly become one of the most popular ways our patients manage their dental care costs, and it is easy to see why. The application process is quick, approvals happen fast, and patients can start using their financing right away, whether that is at the time of scheduling or at the checkout counter after an appointment. Cherry offers 0% financing options, making it a genuinely accessible solution for patients who want to move forward with treatment without delay.
Cherry is also available in Spanish, which reflects our commitment to serving every member of our Bastrop community. Patients can apply directly through our Cherry profile at any point, and our team is happy to walk you through the process in the office if you have any questions.
Cherry financing is well-suited for a wide range of treatments, including:
- Routine and preventive care
- Restorative procedures such as crowns, bridges, and dental implants
- Cosmetic treatments, including porcelain veneers and teeth whitening
- Full arch restorations, with per-arch pricing ranging from $17,500 to $24,500, depending on the restoration type chosen
In addition to Cherry, we also work with CareCredit and Alpheon for patients who prefer those financing platforms. Our goal is to ensure you have options so you can choose the path that works best for your situation.
Can I Finance Dental Implants at Spring St. Dental?
Yes. Dental implants are one of the most common procedures our patients finance through Cherry. Because implant treatment involves multiple steps and can represent a significant investment, spreading the cost over flexible monthly payments makes the process far more manageable. Cherry approvals are fast and many patients are set up before they leave their consultation appointment, so there is no need to delay starting treatment while waiting on financing.
Is Invisalign Financing Available?
Absolutely. Orthodontic treatment, including Invisalign, qualifies for both Cherry and CareCredit at Spring St. Dental. Whether you are an adult considering Invisalign for the first time or a parent looking at options for a teenager, our team can help you apply and select a payment plan that fits your timeline and budget. Cherry’s under-a-minute application means you can get approved and move forward at the same appointment.
What About Financing for Full-Arch Restorations?
With full-arch restoration pricing ranging from $17,500 to $24,500 per arch depending on the restoration type, financing is often the preferred path for patients moving forward with this treatment. Cherry’s higher approval limits and fast processing make it a practical fit for full-arch cases, and our team will walk you through exactly what to expect from both the treatment and the financial side before anything is scheduled.
Comparing Your Financing Options: Cherry, CareCredit, and Alpheon
We offer three financing platforms because different patients have different needs. Here is a quick overview to help you self-select before your appointment.
Cherry is our most popular option for in-office decisions. The application takes under a minute, uses a soft credit check with no impact on your credit score, and offers 0% APR options for qualified patients. Cherry is available in Spanish and works well for both new and returning patients across virtually every procedure we offer.
CareCredit is an established healthcare credit card with a wide provider network. It offers promotional no-interest periods for qualified applicants and is a strong choice for patients who may already have an existing CareCredit account from another healthcare provider. If you have used CareCredit before, it works the same way here.
Alpheon offers flexible payment plans with competitive rates and is designed to serve patients who may not qualify through other lenders. If Cherry or CareCredit is not the right fit for your situation, Alpheon is available as a reliable fallback so that financing is still within reach.
Not sure which option is right for you? Our front desk team is happy to walk through all three before or after your appointment so you can make the choice that fits your situation.
Process
Getting started with financing at Spring St. Dental is straightforward. Here is what you can expect:
Discuss Your Treatment Plan
During your visit, we will review your treatment plan and provide a clear breakdown of associated costs. We want you to have complete information before making any decisions.
Choose Your Financing Option
Our team can answer questions about each option and help you understand which may be the best fit based on your treatment plan and financial preferences.
Apply Quickly
Many patients are approved within under a minute, which means financing can be set up at the time of your appointment without any added stress or waiting.
Begin Your Treatment
With payment handled, you can focus entirely on your oral health. Our team will be with you every step of the way.
No Credit Check Dental Care and Options for Patients Without Insurance
One of the most common concerns we hear from new patients is whether they can get the dental care they need if they have no insurance or if they are worried about what a financing application might do to their credit. The short answer is yes, and we want to make sure you know exactly what to expect before you ever walk through our door.
When it comes to financing, Cherry stands out because the application uses a soft credit check, which means your credit score is not affected when you apply. There is no hard pull, and checking your approval amount will not show up as an inquiry on your credit report. For patients who have avoided financing in the past because of concerns about credit impact, Cherry is worth a closer look. Approvals are fast, and many patients are cleared within the same visit so treatment can begin without delay.
For patients who do not qualify for Cherry or prefer not to use third-party financing at all, Alpheon is available as an additional option. Alpheon serves as a fallback for patients who may not be approved through other channels, expanding access to care for more of the Bastrop community.
Dentist Options for Patients Without Insurance in Bastrop
If you do not carry dental insurance and are looking for a straightforward, predictable way to manage your dental costs, our Plan for Health membership is built for exactly that situation. Rather than relying on insurance reimbursements or navigating out-of-pocket costs treatment by treatment, the membership gives you a clear, flat annual rate that covers your preventive care and reduces the cost of everything else.
Between Cherry’s no-hard-pull financing, Alpheon as a secondary path, and the Plan for Health membership as a direct in-office alternative, we have structured our payment options so that the absence of insurance or a less-than-perfect credit history does not have to stand in the way of getting the care you need. Our team is happy to walk through all of these options with you when you call or come in.
Our Plan for Health Membership: An In-Office Alternative
A membership plan designed for patients without insurance or those who are underinsured
For patients who do not carry dental insurance or whose current plan does not cover what they need, the Plan for Health membership is an in-office solution that removes much of the uncertainty around dental costs. The membership is structured around the type of care you need, with pricing tiers for standard patients, periodontal patients, and children.
At approximately $500 per year for a standard patient, the Plan for Health membership covers your cleanings, x-rays, and exams, along with a 20% discount on all additional treatment with no annual cap. There is no dollar limit at which your benefits stop, which means you can access the care you need throughout the year without worrying about hitting a ceiling.
This membership has been a strong fit for patients who are uninsured as well as those with insurance plans that leave significant coverage gaps. If you come in as a new patient without insurance, our team will walk you through the Plan for Health and show you how it can provide consistent, affordable access to quality dental care from your very first visit.
Frequently Asked Questions
We know financing decisions come with questions. Here are answers to a few of the most common ones.
Is Cherry Financing available if I am coming in for the first time?
Yes. Cherry Financing is available to both new and existing patients. You can apply before your appointment through our Cherry profile, or our team can assist you with the application in the office. Approvals are typically fast, and many patients are set up within the same visit.
What if I have dental insurance, but Spring St. Dental is out of network?
Spring St. Dental is an out-of-network provider, which means we are not contracted with insurance companies. However, we file claims with all insurance providers on your behalf, verify your benefits before treatment, and provide detailed estimates of your coverage and out-of-pocket costs. Many insurance plans still offer meaningful reimbursement for out-of-network care, and our team will help you understand exactly what to expect before any treatment begins.
Can I combine the Plan for Health membership with financing through Cherry?
The Plan for Health membership reduces the overall cost of your treatment through its included services and 20% discount, and Cherry Financing can then be used to spread out any remaining out-of-pocket costs over time. Our team is glad to help you think through how these two options might work together based on the specific care you need.
Does Cherry run a hard credit check?
No. Cherry uses a soft credit check during the application process, which means checking your approval amount has no impact on your credit score. There is no hard pull involved, making it a low-risk way to explore your financing options before committing to a plan.
What if I do not qualify for Cherry or CareCredit?
If Cherry or CareCredit is not the right fit, Alpheon is available as an additional financing path. Alpheon is designed to serve patients who may not qualify through other lenders, so there are options even if your situation is more complex. Our team can walk you through the application and help you find a route that works.
Can I use financing for cosmetic dental procedures?
Yes. Cherry and CareCredit can both be applied to cosmetic dental treatments, including porcelain veneers, teeth whitening, and smile makeover procedures. If you have questions about whether a specific treatment qualifies, our team can confirm that before you apply.