Insurance Information

Navigating dental insurance can feel overwhelming, especially when trying to understand coverage levels, network limitations, and out-of-pocket costs. At Spring St. Dental, we believe quality dental care shouldn’t be compromised by insurance restrictions, which is why we’ve structured our practice to provide you with the best possible treatment while still helping you maximize your dental benefits.

We’ve chosen to remain an out-of-network provider with all insurance companies, a decision that allows us to focus entirely on your oral health needs rather than insurance company limitations. This approach ensures we can recommend the most effective treatments, use the highest quality materials, and dedicate the time necessary for exceptional care without being constrained by insurance protocols or quotas.

Understanding Out-of-Network Benefits

Being out-of-network doesn’t mean you can’t use your insurance at our practice. Most dental insurance plans that allow you to choose your own dentist will provide coverage for out-of-network care. These plans typically reimburse a percentage of the treatment cost, and while the reimbursement rate may sometimes be slightly lower than with in-network providers, the quality of care and personalized attention you receive often makes the difference worthwhile.

We work with all types of dental insurance where patients can select their provider, excluding only HMO plans or certain PPO plans that restrict you to a specific list of dentists. Your insurance benefits remain valuable at our practice, and we’re committed to helping you understand exactly how your coverage works. Before any treatment begins, our experienced team verifies your benefits, explains your coverage details, and provides clear estimates of both what your insurance will cover and any remaining balance.

How We Handle Your Insurance

Our commitment to your care extends to managing the insurance process for you. We handle all the paperwork and file claims directly with your insurance company, eliminating the hassle and confusion often associated with dental insurance. You won’t need to pay the full amount upfront and wait for reimbursement. Instead, we bill your insurance directly and work with you on any remaining balance after your insurance has processed the claim.

Our dedicated team takes care of verifying your benefits before treatment, ensuring you understand your coverage for specific procedures. We provide detailed treatment plans with transparent cost breakdowns, showing exactly what your insurance is expected to cover and what your out-of-pocket expenses will be. This transparency allows you to make informed decisions about your dental care without unexpected financial surprises.

Flexible Payment Solutions

We understand that dental care is an investment in your health, and we offer several payment options to make treatment accessible. For those without insurance or seeking additional financial flexibility, we provide multiple solutions. Our Plan for Health membership program functions as an in-office insurance alternative, offering cleanings, exams, x-rays, and 20% off all treatments with no annual maximums or waiting periods.

We also partner with CareCredit and Alpheon to provide financing options for more extensive treatments. CareCredit offers promotional periods with no interest if paid in full within the specified timeframe, while Alpheon provides competitive rates with extended payment terms. Both options feature simple application processes with quick decisions, allowing you to proceed with necessary treatment without delay. Our team will help you explore these options and determine which best fits your budget and treatment needs.

Spring St. Dental: Your Partner in Oral Health

At Spring St. Dental, we’ve built our practice around providing superior dental care while maintaining transparent, patient-friendly financial policies. Our out-of-network status allows us to utilize advanced techniques, state-of-the-art technology, and premium materials without compromise. With years of experience serving the Bastrop community, we’ve consistently demonstrated that exceptional dental care paired with flexible payment options creates the best patient experience.

Whether you have dental insurance, are considering our membership plan, or need financing options, we’re here to make quality dental care accessible. Our team takes pride in helping patients understand their options and find the right solution for their situation. To learn more about how we can work with your insurance or discuss our payment options, we invite you to contact us today.